Accuracy-first credit consulting—built like a risk-management workflow.

We support clients with a controlled, evidence-based process for reviewing trade-line accuracy and preparing authorized-agent communications to consumer reporting agencies and furnishers. Our model emphasizes documentation quality, timeline discipline, and consumer protection.

No outcome guarantees Not a law firm Escrow-aligned delivery Dual-system data handling
Structured Defined service units with client-visible deliverables.
Evidence-led Accuracy review + documentation standards before communications.
Secure Sensitive records handled in a controlled vault environment.
Professional Designed for lender readiness and consumer protection.
Compliance-forward posture.
We provide consulting support and workflow management. We do not provide legal representation, and we do not promise specific results.

What we do

SMCR focuses on trade-line accuracy review, documentation quality, and a controlled communications workflow. We help you understand what matters, organize evidence, and proceed with discipline.

Statutory Data Audit

Review reported data for internal consistency, documentation gaps, and accuracy risk—then produce an action plan.

Evidence Planning

Create an evidence checklist and packaging standards so communications are organized, consistent, and defensible.

Authorized-Agent Communications

Prepare communication packages and tracking schedules aligned to your goal: rent, auto, mortgage, or business PG readiness.


How it works

A clear, repeatable workflow that prioritizes documentation and reduces preventable risk.

Intake & fit assessment

We confirm your timeline, goals, and whether a structured accuracy workflow is appropriate.

Audit brief & evidence plan

You receive a written audit brief, accuracy risk map, and evidence checklist before any communications are finalized.

Communication package delivery

We prepare authorized-agent communication packages and provide a controlled submission and tracking plan.

Outcomes review & next steps

We track responses, document outcomes, and issue an updated plan aligned to your next credit event.


Escrow protects clients. Program fees are held in escrow and released only after services are performed and delivered as defined by your agreement. Read the plain-English explanation.

Ready to begin?

Start with a controlled intake so we can recommend the right tier. We minimize unnecessary exposure and keep the process clean.

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